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Actually Useful Features. For Free.

Checking Accounts

No fees. No minimums. Just straightforward, uncomplicated checking accounts that give you all the benefits and flexibility you need to manage your everyday finances with ease and confidence. (And people who pick up the phone if something does get complicated.)
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Access your cash anywhere. Literally.

5-star customer service from AllCom experts just down the street. A vast network of 30,000 surcharge-free ATMs across the U.S. and Canada. You get both in one checking account.
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Why Bank With Us

Simple checking. Better benefits. Common sense.

  • No monthly fee or balance requirement
  • Complimentary AllCom Debit Card
  • Direct Deposit = Get paid early, automatically*
  • Overdraft Transfer Protection ($5.00/transaction)
  • Unlimited check writing + great purchase options
  • Both individual or joint accounts available
Open An Account
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It's All About Our Members
“These guys have that hometown vibe. They all know me by first name. And helped me get my credit score in the positive. I can’t say enough good things about them!”
— Trev A.
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Free Member Guide

Switching from another bank? No sweat.

Ready to switch your banking to AllCom Credit Union? We’ve created an easy-to-use switch kit to make the process as quick and efficient as possible!

Inside, you’ll find all the forms you’ll need to switch over your direct deposits and automatic withdrawals, as well as close out your old bank account and direct the funds to your new account(s) at AllCom Credit Union. Still have questions? We’re here to help: Call 508-754-9980 to chat with an expert.

Download Switch Kit
Another Allcom Perk

Payday, two days early? Check.

You work hard for your money. AllCom helps you pocket it sooner. With our Early Payday feature, members can get paid up to two days early with no extra cost*. No more waiting for “payment processing.” All you need is an AllCom checking account and direct deposit.

How To Get Paid Early

No need to Enroll. You’re automatically enrolled if you currently have an AllCom checking account with direct deposit. Once we receive your direct deposit information from your employer, you’ll get access to your pay, up to two days early!

*Early Payday is based on the date your employer or other direct deposit source sends AllCom Credit Union your payroll information. The actual delivery date may vary in the event of holidays and other occurrences. Do not write checks or authorize any other withdrawals against your directly deposited funds until you verify that they have been posted to your account. Certain non-payroll and tax payments are not eligible for Early Payday.

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Need Checks?

Reorder them here! Simply fill out a quick form request through our OrderMyChecks.com® partner. All you need is your Routing and Account numbers, and zip code.
Order Checks
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Account Disclosure

Wondering what information AllCom will need from you before opening your checking account? Click for a quick breakdown of our new account procedures.
Read Now
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Get Started

It’s time for checking that works for you.

If you’re ready to ditch the fees and restrictions of checking through a big bank, AllCom makes the switch simple. Save money, move money, and tap into on-point customer service from helpful folks just down the street.

Apply online in minutes with:

  • Government-issued ID (driver's license or passport)
  • Social Security Number
  • No minimum balance needed
Open An Account
Frequently Asked Questions

No catches. Just answers.

Day-to-day spending: Paying bills, making purchases, getting paid. Your AllCom checking account is the workhorse of your financial life, with no monthly fee, free online banking and bill pay, and an Early Payday feature that can get your direct deposit up to two days early.
No. AllCom’s checking account comes with no monthly service fee. We’d rather tell you what things cost upfront than bury surprises in a fine print table. If you ever have a question about a specific fee, call us at 508.754.9980—we’ll walk you through it.
The simplest way is keeping an eye on your balance. Online Banking and our mobile app make that easy to do any time. You can also set up balance alerts so you get notified before things get tight.

You can apply online, but will need to finish the process in person at the branch. If you have questions before you apply, we’re at 36 Park Avenue in Worcester.

Fast! Instant Issue means your card information can be printed and is available immediately in branch.

No catch. AllCom’s checking account has no monthly fee. Period. We’re a not-for-profit credit union, which means we’re not looking for ways to generate fee income off of members who are just trying to manage their money.
Not hard at all. We put together a Switch Kit specifically to take the hassle out of it. The kit includes everything you need to move your direct deposit, transfer automatic payments, close your old account, and redirect those funds here. It’s on our website, and if you hit a snag, call us at 508.754.9980 and someone will help you through it.
That’s fine! We start every conversation from the same place—yes!—whether you’re ready to open an account today or just looking around. Call us, send a message, or come in. No pressure.

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Opening an account is easy.

Open your checking account online anytime, or bring your printed application to the branch during business hours. Whichever option you choose, our team will guide you through the process and help you get started.

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