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Life-Sized Loans for All.

Personal Loans

Did your budget get thrown a curveball? Sometimes things don’t balance out exactly like you planned. AllCom Credit Union knows that, which is why we’re standing by with great borrowing rates and less questions asked. Whatever the need or opportunity, we’ll help make it happen. AllCom offers personal loans between $500 and $15,000 to cover those unexpected expenditures with the best rates possible.*
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Vacation Loan Special: 8.99%

You've earned a break. AllCom's Vacation Loan Special gives you a simple, fixed way to fund it — at a rate as low as 8.99% APR.* No draining your savings, no maxing out a credit card. Just a straightforward loan built for the trip you've been putting off.
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Why Borrow With Us?

Great rates. On-point service.
Breathe easier.

  • Rates and Terms available for loans from 12 to 60 months
  • Fixed repayment plan
  • One-hour approval
  • Online, phone, and in-person applications available
  • Payroll Deduction repayment option available
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It's All About Our Members
“Great local credit union, I have been with them since I was 13, and they have always been great. From transitioning to a full time job and setting up direct deposit, to getting my first debit card AllCom has been there to back me up through it all and make banking not only a easy task but an enjoyable one”
— Connor M.
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Personalized options, at a glance.

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Personal Loans

For when an expense doesn't fit into this month's budget.

  • Borrow $500 to $15,000
  • Terms from 12 to 60 months, fixed repayment
  • One-hour approval
  • Payroll deduction available
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Share Secured Loans

For members who'd rather borrow against their own savings than pull from it.

  • Use your Savings/Share Account as collateral
  • Terms from 1 to 12 years
  • Rate: 3.0% above your Secured Savings rate
  • Payroll deduction available
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Credit Builder Loans

For members starting fresh (or starting over) with their credit.

  • $500 to $5,000
  • Up to 2-year term
  • Pick a payment as low as $50/month
  • Built to help establish positive payment history
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All loans subject to membership & credit approval. Normal underwriting guidelines apply. Rates quoted are the lowest available based on creditworthiness. Rate for Share Secured Loans is 3.00% above the specific savings or CD rate used as collateral at the time of the loan. Rates, terms and conditions are subject to change without notice. Other rates and terms available. Call 508.754.9980 for full details.

Real Expenses. Real Timelines.

What do AllCom Members use personal loans for?

A move, a wedding, a once-in-a-while expense that doesn’t fit neatly into a monthly budget. A Personal Loan from AllCom doesn’t come with restrictions on what it’s for; just a fixed plan to pay it back on your terms.

  • Special occasions – holidays, wedding, vacation, graduation gifts
  • Home improvement (appliances, furnishings, maintenance)
  • Replacement of lost wages
  • Debt consolidation
  • Car repairs
  • Medical bills, elective procedures (cosmetic surgery), dental
  • Adoption, fertility treatments, and more
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Man and woman sitting together on a couch looking at a phone, the woman smiling

Credit Builder Program

Maybe you’re just starting out. Maybe life took a turn and your credit took one with it. Either way, a Credit Builder Loan from AllCom gives you a straightforward way to establish or rebuild a positive payment history, without judgment and without a complicated process.
  • Establish new credit or help rebuild credit for those that have had credit issues in the past
  • Start with a minimum of $500 with a maximum of $5,000
  • Choose the payment amount with a minimum of $50 per month and a maximum term of two years
  • More questions? Contact a Loan Officer at 508.754.9980 for additional details
Apply Now
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Buying a Car Instead?

AllCom’s Auto Loans are purpose-built for vehicle financing, often with better rates than our more general-purpose Personal Loans. If you’re looking to fund your next ride, we can get you behind the wheel faster with a personalized plan.
Explore Auto Loans
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Ready? Reach Out.

Curveballs? Celebrations? We’re here for real life.

Most Personal Loan applications get a decision within one hour. Apply online, by phone, or in person—whatever works for your day. No runaround. Just smart, invested people.

Still have questions? Connect with one of our dedicated loan officers today:

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Applying for a loan is easy.

Apply online anytime or call us at 508.754.9980 during business hours. Whichever option you choose, our team will promptly review your application and follow up to share the decision.
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Opening an account is easy.

Open your checking account online anytime, or bring your printed application to the branch during business hours. Whichever option you choose, our team will guide you through the process and help you get started.

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