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GAP Coverage

Accidents happen—and AllCom has your back. Our GAP (Guaranteed Asset Protection) covers the difference between your car’s value and your remaining loan balance if it’s stolen or totaled, without the markup you’d pay at the dealer.

Getting Started

How GAP Insurance Works

When you finance your car, or refinance any vehicles with us, you can even take advantage of extended loan terms for up to 6 years. And we offer GAP (Guaranteed Asset Protection) for new and used vehicles: Unlike insurance plans offered through a dealer, GAP is an affordable plan that offers a high level of protection should your car need to be replaced.

If it is stolen and not recovered, or deemed a total loss from an accident, GAP coverage will cover the “gap” between the value of your vehicle and the amount still owned on a loan.

The Auto Deductible Reimbursement is automatically included when you purchase GAP.

Pays up to $500 Per Loss (unlimited losses per year) when claim is filed and paid with primary insurance carrier on any insurance related claim.
Loss means an event for which the auto insurance company has approved & paid a claim which exceeds the Covered Auto Deductible for a collision or comprehensive claim.
Coverage is effective upon date of enrollment and will continue for three years for all vehicles that the enrolled member owns and insures. Motorcycles, boats, ATV, personal water crafts, etc. are not covered by the Auto Deductible Reimbursement, but the consumer can utilize the ADR benefit for all covered vehicles they own and insure.

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GAP Coverage

How GAP Insurance Works

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